Portfolio Update: January 2019

Share on facebook
Share on reddit
Share on pinterest
Share on twitter
Share on whatsapp

It’s already February, so it’s time for a portfolio update. In January I added some more funds to several accounts. As a lot of the investments started in January, a lot of the projects haven’t paid out yet.

My blog is starting to look much better now that I’m learning more about WordPress and I am working hard to publish more posts. My day job and the children took a lot of my time this month, and we’re all having the flu for a whole week now. So I didn’t achieve to write 2 posts per week, which I need to do in order to reach my goal for my blog this year. Hopefully I will catch up soon.


Geld voor elkaar48.947,259.197.72 %
Funding Circle9.211,416.8412.39 %
Envestio4.761,409.7616.30 %
Grupeer8.261,000.0014.00 %
Mintos6.701,011.9812.88 %
Crowdestor8.69809.6817.00 %
Fast Invest0.000.000.00 %

Geld voor Elkaar

This month I got noted of a payment that was late, but that I should receive it soon. Geld voor Elkaar are really on top of things. So far, nothing has defaulted yet since July 2017.

Funding Circle

I invested in 3 more projects this month, which makes my total active projects 6 so far. There is still one that doesn’t pay, already 63 days now. One of the new projects is 2 days late. I haven’t heard anything about that one so far. The expected gross yield is 16.34% now and the achieved return so far is 12.39%.


On Envestio I invested some more this month. They certainly made their promise true so far that 2019 would be rich in investments. A lot of new projects opened this month. Most of them were fully funded in a few hours. The interest rates are not as high as they used to be a few months ago, the highest in my portfolio is 17,5%. Still a very nice rate though!

I currently have invested in 7 projects so far, with interest rates ranging from 15% to 17.5%. There is still € 100 in my account left to invest.

As you can see in the investment repayment schedule, I will receive more interest in February (€ 19.44) from Envestio. If the projects all pay in time of course.

In January, I reviewed Envestio, my first review ever :-) I will update my review when I have build up more experience on the platform.


I haven’t done anything with Grupeer this month. I just let the investments do their work. The first interest is paid out. I hope to have time to dive into Grupeer in February.


Unlike I said in the last update, I actually did add extra money on Mintos. I doubled my invested amount from € 500 to € 1,000. The auto-invest option works really well, both the returned interest and principal are reinvested continuously. I will review Mintos soon. I’ve been reading a lot about Mintos and am looking into statistics and loan originators.


Crowdestor has had a few new projects in January. I invested in 3 of them, which means I’m in 4 different projects so far. I still have € 200 available on my account, waiting to be invested.

A new project is coming in 6 days, so you can also start investing with Crowdestor soon.

Fast Invest

While I planned to sign up with Fast Invest sooner, I signed up yesterday and hoped to start investing just before February. But my deposit didn’t arrive until today, I transferred € 500. I’m going to check out the loans to decide which ones to invest in. I will also review them soon, hopefully this month.


My passive income is close to € 100 already, a nice result! I think I will reach that in my next portfolio update, as more projects will start to pay interest in February.

I won’t invest much in February other than the received interests and principals I think, as I already invested more than planned in January. Yep, it is kinda addictive, beware :-)

If you subscribe to my blog, you will be notified of new blog posts. Feel free to share your thoughts in the comment section below.

Related: Portfolio February 2019
Related: Portfolio March 2019

Please take a second to share this post with your friends:

Share on facebook
Share on reddit
Share on pinterest
Share on twitter
Share on whatsapp

You may also like:

portfolio update

Portfolio Update: May 2019

Hi everyone! Times flies and we just ended another month. The weather is becoming better almost every day here in the Netherlands. Time to dive

This Post Has One Comment

  1. Tr

Leave a Reply