fire

FIRE stands for Financial Independence, Retire Early.

As many people don’t plan to retire when they reach FI, other names have been introduced:

FIRE / FIOR / HOT is reachable with a change in your mindset. If you earn more, spend less and invest the difference, you can build up a passive income.

If your passive income equals or exceeds your expenses, you can call yourself financially independent.

My Goals For 2019

A bit late, since we’re already halfway into January, but here are my goals for 2019 for my blog, for