I am Janneke, a 34 year old mom who lives with a husband and two little boys in the Netherlands.

I like to spend a lot of time with my family, but like most people, we need to work to pay the bills. What if we didn’t have to work? What if we could spend our time with the people we love and do all the things we love, without going bankrupt?

In this blog I will show you my journey towards financial independence. Even with a low income it is possible and I will show you how it’s done! I will share all the information I find and experience I gain during my journey in this blog.

I hope I will inspire you to start building your own passive income!


“If you don’t have any residual or passive income, or at least a plan for residual income, you’re living a very risky life. There is no security in a job, even a high paying one. Be smart and don’t rely on just one source of income.“
Ray Higdon